Tailored Insurance Services

You insure your car, right? So why not your family? Or your future?

Tailored Insurance Services play a crucial role in ensuring our clients have comprehensive protection for their wealth, assets, and income. Proper insurance planning provides not only financial security but also peace of mind for individuals and their families, knowing they are prepared for any unexpected events. In fact, many Australians are significantly under-insured, leaving them vulnerable to financial hardship if the worst were to happen. This raises the question: why wouldn’t you safeguard your life, health, and income?

Our experienced team understands that each person’s situation is unique. That’s why we invest the time to understand our clients’ individual needs, identifying the best insurance products to suit their specific personal and financial circumstances. Whether it’s life insurance, income protection, or business insurance, we strive to find the most comprehensive and cost-effective solutions. With a strong focus on personalized service and expert advice, we ensure that every client is well-protected and confident in their financial future. Insurance isn’t just a safety net—it’s a strategic component of a sound financial plan that secures what matters most. By partnering with us, our clients receive tailored protection plans that adapt as their needs evolve, ensuring continuous coverage and long-term security.

Tailored Insurance Services can assist you in the following areas

• Life insurance
• Income protection
• Critical illness insurance
• Total and permanent disability insurance
• Key person business insurance
• Business buy-sell insurance
• Risk Management
• AIA Vitality Program Partner

If you have been searching for the right insurance to meet your needs and help navigate an ever-changing economic landscape, we would love to talk with you.

Call us today on 1300 008 108 -or- schedule an obligation free consultation at a time that suits you. 

8 Different Types of Insurance Benefits for Sedley Koschel Clients

Life Insurance

• Provides a financial safety net for your loved ones in the event of your passing. It ensures that your family’s living expenses, mortgage, and debts are covered, helping them maintain financial stability during a difficult time.

Income Protection

• Offers regular income replacement if you’re unable to work due to illness or injury. This support helps cover ongoing living expenses, such as rent, utilities, and loan repayments, ensuring you maintain your lifestyle during recovery.

Critical Illness Insurance

• Pays a lump sum upon the diagnosis of a specified serious illness like cancer or heart disease. This allows you to focus on recovery without the financial burden, covering costs such as medical treatments, rehabilitation, or lifestyle changes.

Total and Permanent Disability (TPD) Insurance

• Provides a lump sum if you’re permanently unable to work due to disability. This insurance can help fund ongoing care, home modifications, and replace lost income, ensuring long-term financial support.

Key Person Business Insurance

• Covers the loss of a key employee critical to the business’s success. It provides the business with the capital needed to cover lost revenue, hire a replacement, and maintain business continuity.

Business Buy-Sell Insurance

• Protects business owners by funding the purchase of a co-owner’s share if they pass away or become disabled. This ensures a smooth transition and prevents disputes, protecting the company’s stability.

Risk Management

• Comprehensive risk management strategies help safeguard both personal and business assets, reducing exposure to unforeseen events and securing long-term financial goals.

AIA Vitality Program Partner

• Offers clients access to health and wellness benefits, encouraging a healthier lifestyle. This proactive approach can also reduce insurance premiums, providing both financial and personal benefits over time.