Wealth Advice

A Wholistic Approach to Wealth Advice

Get the holistic wealth advice you need from our team of expert wealth accumulation advisors in Brisbane, Hope Island and Mount Isa. What is your estimated annual retirement income and will you have enough to cover the full length of retirement? More than 90% of workers approaching retirement within the next twenty years will require a partial pension at some point during their retirement.

Far too many retirees do not adequately prepare for the devastating effects of inflation or complicated tax rules that can play havoc with superannuation and retirement wealth. S.K.’s wealth accumulation advisors will help find out what you need to do now to start preparing for and transitioning toward the retirement lifestyle you want. It is never too late or too early to start planning. It shouldn’t be approached with the attitude of “She’ll be right mate, I should have enough in Super”.

It’s estimated that a couple retiring at 65 today would need approximately $500,000 to fund a comfortable retirement. Unfortunately, the average superannuation payout falls significantly short, with men averaging $198,000 and women only $112,000. As life expectancy continues to rise, these figures will need to increase further. If you’re committed to achieving your long-term lifestyle and financial goals, it’s essential to explore all your options. Professional advice from S.K.’s wealth accumulation advisors is key to ensuring your financial security. Shockingly, only 50% of couples and just 20% of singles are expected to reach these targets.

Successful wealth creation is making full use of all the investment opportunities presented within a diversified plan.

Wealth Accumulation

Successful wealth advice requires you to follow a clearly defined and tailored financial plan through each life stage to achieve your personal long-term goals.

A Sedley Koschel Wealth financial plan includes diversified investments and varied asset allocation (e.g. the proportion of shares, property, bonds, and cash) coupled with tax minimization strategies to suit your individual circumstances.  We also pay consideration to the length of time you will be investing and the level of risk.

Wealth Creation

Once the parameters of your personalized plan have been set i.e. investment goals, timeframes, and asset allocation, the Sedley Koschel Wealth team will then set regular portfolio reviews with you. This ensures that your financial plan is keeping abreast of changing tax laws, global financial influences, and of course; changes in your own personal circumstances.

Our Promise at Each Life Stage

S.K.’s wealth accumulation advisors will provide ongoing support and education to help you make informed and diversified investment decisions at each life stage;

• whether you are a single professional or tradesman with a fledgling business
• a dual-income couple or young family with one main breadwinner
• planning for retirement or contemplating aged care services for your parents or a loved partner

Sedley Koschel Wealth implements strategies that help you create and save your wealth, regardless of your life stage.

Our Commitment

• We will protect your wealth against life’s unexpected stumbling blocks by ensuring you have adequate contingency funds and insurance in place.
• We will empower you to achieve a stress-free financial future with tax minimization and investment strategies.
• We will help you transition smoothly into retirement safe in the knowledge that your savings will provide you with an above-average lifestyle.
• We will continue to provide advice beyond retirement with estate planning and aged care services to ensure your continued wellbeing and the transfer of assets to your preferred beneficiaries.