Invest Smarter and choose non-bank investments

December 18, 2019

Look beyond the banks for better investment returns
The RBA has held the official cash rate of interest at an all time low of just .75% and thousands of Australian investors, including retirees, self-managed superannuation funds (SMSFs), companies and individuals, are now left stranded earning less than 2.0% on their idle cash.

Low Rates have taken their toll
For many investors the fall in rates over the past 8 years has led to:
• less retirement income to live off
• fewer family holidays
• reduced discretionary spending
• downsizing of the family home
• …and in many instances financial distress
We have heard of these frustrations and many more at Sedley Koschel Financial Group (SKFG).

Non bank investments offer a positive alternative
For many, earning a low rate of return on your idle money is neither desirable nor sustainable, particularly given that inflation is currently higher (1.6% per annum) than the cash rate (.75% per annum). Investors are now forced to look for alternatives to keep ahead financially and maintain their lifestyles. Otherwise they risk going backwards by doing nothing. Low interest rates have resulted in much-needed innovation within the financial services industry to fill the gaps left by the banks. Non-bank alternatives have created wide opportunities for investors and companies.

Robert Koschel explains everything very well so you can make
a decision with confidence. He was very insightful, providing
us with different investment options, explained what the returns
would be and the likely outcomes for each. And he let us make
the decision, which is what we wanted.”
Glen & Shirley, Sanctuary Cove

Make the switch and enjoy a higher return
If you are considering making the switch to a non-bank alternative to achieve a better return on your idle money, remember that all investments carry a level of risk and you should be comfortable with the investment strategy of the company you choose to invest with.

How Sedley Koschel Financial Group can help
SKFG is a dedicated boutique financial services group with offices in Hope Island, Benowa and North Queensland. We specialise in providing investors with holistic advice into income generating investment products to help them keep ahead in the low rate environment.

Creating winning investment strategies
Whether you choose to move your money to us or another alternative, interest rates appear unlikely to increase for some time. We are big believers in creating win-win outcomes for our investors as we have considerable investment portfolios under advice. Our team strategically selects investment portfolios that suit your personal needs.


Sedley Koschel Wealth Pty Ltd is a Corporate Authorised Representative (CAR) no. 326 979 of Professional Investment Services Pty Ltd. ABN 71 074 608 558, an Australian Financial Service Licence holder (No 234951). Our liability is limited by a scheme approved under Professional Standards Legislation, except where we provide Financial Services as an Authorised Representative of Professional Investment Services Pty Ltd ABN 11 074 608 558 / AFSL 234951. All advisers are Sub Authorised Representatives of Sedley Koschel Wealth Pty Ltd. Only financial planning and insurance services are provided through Professional Investment Services Pty Ltd. Prospective investors are encouraged to request relevant disclosure documents to ensure they are fully informed, and to seek independent advice before deciding whether they consider any financial products to be suitable for them or making any investment decision.

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